{"id":19,"date":"2023-07-20T14:15:11","date_gmt":"2023-07-20T14:15:11","guid":{"rendered":"https:\/\/solidgroundhelp.com\/debt\/?page_id=19"},"modified":"2026-09-30T17:03:35","modified_gmt":"2026-09-30T17:03:35","slug":"debt-consolidation","status":"publish","type":"page","link":"https:\/\/solidgroundhelp.com\/debt\/debt-consolidation\/","title":{"rendered":"Debt Consolidation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19\" class=\"elementor elementor-19\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51c3b56 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"51c3b56\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-130bd5e7\" data-id=\"130bd5e7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b138194 elementor-widget elementor-widget-heading\" data-id=\"7b138194\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Card Debt Becoming Too Much to Handle?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-530638b8 elementor-widget elementor-widget-text-editor\" data-id=\"530638b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Maxed out cards, rising minimum payments, or falling behind? You don\u2019t have to figure out your next step alone. Whether you owe $30,000, or 100,000 talk with Solid Ground Help about your situation and explore options for managing your debt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6d062c1e elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"6d062c1e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-76eb5abe\" data-id=\"76eb5abe\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4950e01 elementor-widget elementor-widget-heading\" data-id=\"4950e01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apply Now!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4df045bd elementor-widget elementor-widget-text-editor\" data-id=\"4df045bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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Name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_3_4' type='text' value='' class='large'    placeholder='First Name*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_5\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"28def657\" data-field-span=\"12\"><label id='gfield_label_3_5' class='gfield_label gform-field-label' for='input_3_5'><span class='gform-field-label__text'>Last Name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_5' 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class=\"gfield gfield--type-phone gfield--input-type-phone gfield--phone-format-international gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"8499d039\" data-field-span=\"12\"><label id='gfield_label_3_6' class='gfield_label gform-field-label' for='input_3_6'><span class='gform-field-label__text'>Phone*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_6' id='input_3_6' type='tel' value='' class='large'  placeholder='Phone*' aria-required=\"true\" aria-invalid=\"false\"    \/><\/div><\/div><div id=\"field_3_8\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"fe2866a2\" data-field-span=\"12\"><label id='gfield_label_3_8' class='gfield_label gform-field-label' for='input_3_8'><span class='gform-field-label__text'>Zip Code*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_3_8' type='text' value='' class='large'    placeholder='Zip Code*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_9\" class=\"gfield gfield--type-select gfield--input-type-select field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\" data-group-id=\"1a5c2910\" data-field-span=\"12\"><label id='gfield_label_3_9' class='gfield_label gform-field-label screen-reader-text' for='input_3_9'><span class='gform-field-label__text'>Amount of Debt Owed<\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_9' id='input_3_9' class='large gfield_select'     aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Amount of Debt Owed<\/option><option value='$0 to $5,000' >$0 to $5,000<\/option><option value='$5,000 to $10,000' >$5,000 to $10,000<\/option><option value='$10,000 to $15,000' >$10,000 to $15,000<\/option><option value='$15,000 to $20,000' >$15,000 to $20,000<\/option><option value='$20,000 to $30,000' >$20,000 to $30,000<\/option><option value='$30,000 to $40,000' >$30,000 to $40,000<\/option><option value='$40,000 to $50,000' >$40,000 to $50,000<\/option><option value='$50,000 &amp; Up' >$50,000 &amp; Up<\/option><\/select><\/div><\/div><div id=\"field_3_10\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\" 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elementor-col-50 elementor-top-column elementor-element elementor-element-4390acf4\" data-id=\"4390acf4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49dd90fb elementor-invisible elementor-widget elementor-widget-image\" data-id=\"49dd90fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"709\" height=\"445\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-cards-graphic.png\" class=\"attachment-large size-large wp-image-101\" alt=\"\" srcset=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-cards-graphic.png 709w, https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-cards-graphic-300x188.png 300w\" sizes=\"(max-width: 709px) 100vw, 709px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-294b0cc3\" data-id=\"294b0cc3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3eb387b4 elementor-widget elementor-widget-heading\" data-id=\"3eb387b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Card Consolidation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73be0a41 elementor-widget elementor-widget-text-editor\" data-id=\"73be0a41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Solid Ground Help, we specialize in helping people overwhelmed by <strong>Credit Card Debt<\/strong> explore <strong>Debt Consolidation and relief options.<\/strong> Our certified counselors will work with you to:<\/p><ul><li><p>The Difference Between<strong> Debt Consolidation And Debt Settlement<\/strong><\/p><\/li><li><p>Create a personalized Plan Based In Your Budget<\/p><\/li><li><p>Explore options to reduce monthly payments<\/p><\/li><li><p>Help you communicate with creditors and avoid late fees<\/p><\/li><li><p>Provide confidential guidance every step of the way<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20204171 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20204171\" data-element_type=\"section\" data-e-type=\"section\" id=\"helpyou\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3697c3e3\" data-id=\"3697c3e3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a86f3c1 elementor-widget elementor-widget-image-box\" data-id=\"a86f3c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-description\">Credit cards are financial tools that allow individuals to borrow money from a bank or financial institution to make purchases.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-066231b elementor-widget elementor-widget-image-box\" data-id=\"066231b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Here are some key points about credit cards:<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4a06186 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a06186\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-472d750\" data-id=\"472d750\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-465de2c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"465de2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"72\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/home-educate-icon.png\" class=\"attachment-full size-full wp-image-85\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">What Is Credit Card Debt Relief?<\/h3><p class=\"elementor-image-box-description\">Debt consolidation is a strategy that combines your unsecured debts \u2014 like high-interest credit cards and personal accounts \u2014 into a single monthly payment, making it easier to manage and possibly reducing the total cost of repayment over time. Our experts explain your options without confusing financial jargon.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be62115 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"be62115\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"79\" height=\"82\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-limit-icon.png\" class=\"attachment-full size-full wp-image-97\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Our Process<\/h3><p class=\"elementor-image-box-description\"><strong>1. Free Financial Evaluation<\/strong><br>\nTell us about your unsecured debt \u2014 including credit card balances and amounts due.<br><br>\n\n<strong>2. Personalized Action Plan<\/strong><br>\nA certified counselor will develop a debt consolidation recommendation tailored to you.<br><br>\n\n<strong>3. Help With Creditor Communication<\/strong><br>\nWe can help you understand your options and negotiate for easier repayment terms.<br><br>\n\n<strong>4. Support Every Step of the Way<\/strong><br>\nWhether Managing collection pressure or organizing your payment schedule, you're not.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-512844f\" data-id=\"512844f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c6a320 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6c6a320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"81\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/rewards-icon.png\" class=\"attachment-full size-full wp-image-100\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Manage Your Credit Card Debt.<\/h3><p class=\"elementor-image-box-description\">\u2714 <strong>One Simple Monthly Payment<\/strong><br \/>\nInstead of juggling multiple bills, you\u2019ll have just one payment to manage.<br \/><br \/>\n\u2714 <strong>Possible Lower Monthly Costs<\/strong><br \/>\n\nWe can help explore ways to lower your monthly payments and reduce stress.<br \/><br \/>\n\n\u2714 <strong>No Upfront Fees<\/strong><br \/>\nYou get guidance before any commitments are made.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b47fae elementor-widget elementor-widget-image-box\" data-id=\"0b47fae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ready to Get Started?<\/h3><p class=\"elementor-image-box-description\">Take the first step toward financial control \u2014 complete the short form or call us now for a <strong>free, no-obligation debt consolidation review.<\/strong><br><br>\n\n<strong>Call Today: <a href=\"tel:(888) 959-1647\">(888) 959-1647<\/a><br>\nFree Consultation \u2013 <\/strong><\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-12962a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12962a7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-09bdb7f\" data-id=\"09bdb7f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-72cc878\" data-id=\"72cc878\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0cb403b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0cb403b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f4eb22f\" data-id=\"f4eb22f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4413e4f elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4413e4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"79\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/billing-cycle-icon.png\" class=\"attachment-full size-full wp-image-91\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Why Choose Solid Ground Help<\/h3><p class=\"elementor-image-box-description\">You\u2019re not just another number. We provide <strong>real counseling \u2014 not high-pressure sales.<\/strong> Our mission is to empower you through education, transparency, and customized planning. <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0106b46\" data-id=\"0106b46\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ca2847 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4ca2847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-score-icon.png\" class=\"attachment-full size-full wp-image-92\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Take Action Now<\/h3><p class=\"elementor-image-box-description\">You searched because something needs to change \u2014 we can help. Fill out the form now or call <a href=\"tel:(888) 959-1647\">(888) 959-1647<\/a> for your free customized plan and take the first step toward relief.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c81df43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c81df43\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d760a9\" data-id=\"6d760a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-021ba70 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"021ba70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"79\" height=\"68\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/min-payment-icon.png\" class=\"attachment-full size-full wp-image-94\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Certified Credit Counseling Plans<\/h3><p class=\"elementor-image-box-description\">Credit counseling begins with a review of your debts, income, expenses, and financial goals. A counselor helps you build a budget and explains options for managing your credit cards. If a debt management plan fits, the counselor may seek creditor concessions and arrange one monthly payment. You review terms before enrolling.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ed5351e\" data-id=\"ed5351e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24437a5 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"24437a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"68\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/security-icon.png\" class=\"attachment-full size-full wp-image-96\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Debt Settlement Plans<\/h3><p class=\"elementor-image-box-description\">Debt settlement involves offering a creditor less than the full balance to resolve an account. A provider may negotiate with creditors while you set aside funds for potential settlements. Creditors can refuse, fees may apply, and missed payments can harm your credit. Review the costs, risks, and terms before enrolling.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-286de0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"286de0f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-981efc4\" data-id=\"981efc4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e581b8e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"e581b8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"79\" height=\"71\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/int-rates-icon.png\" class=\"attachment-full size-full wp-image-93\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">A Plan Based on Your Budget<\/h3><p class=\"elementor-image-box-description\">We can review your income and expenses with you and discuss what payment may be affordable. If appropriate, we may refer you to a provider who can explain its services and terms<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b1beccb\" data-id=\"b1beccb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7126d7 elementor-widget elementor-widget-image-box\" data-id=\"b7126d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Understanding the Fees Asoociated<\/h3><p class=\"elementor-image-box-description\">Fees Range From 10-20% ACross The Entire United States States Before enrolling in any program, ask about fees, payment requirements, possible effects on your credit, and what happens if creditors do not agree. Results vary, and no particular reduction or settlement is guaranteed.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-366ab4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"366ab4d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6120c8c\" data-id=\"6120c8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d473d6 elementor-widget elementor-widget-text-editor\" data-id=\"6d473d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tRemember that this information is general, and credit card terms and conditions can vary among different issuers. It&#8217;s important to read and understand the specific terms of your credit card agreement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b04f5d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1b04f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/solidgroundhelp.com\/debt\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Credit Card Debt Becoming Too Much to Handle? Maxed out cards, rising minimum payments, or falling behind? You don\u2019t have to figure out your next step alone. Whether you owe $30,000, or 100,000 talk with Solid Ground Help about your situation and explore options for managing your debt. Apply Now! Credit Card Consolidation At Solid [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Debt Consolidation - Solid Ground Help<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solidgroundhelp.com\/debt\/debt-consolidation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Consolidation - Solid Ground Help\" \/>\n<meta property=\"og:description\" content=\"Credit Card Debt Becoming Too Much to Handle? Maxed out cards, rising minimum payments, or falling behind? You don\u2019t have to figure out your next step alone. Whether you owe $30,000, or 100,000 talk with Solid Ground Help about your situation and explore options for managing your debt. Apply Now! 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