{"id":31,"date":"2023-07-20T14:19:53","date_gmt":"2023-07-20T14:19:53","guid":{"rendered":"https:\/\/solidgroundhelp.com\/debt\/?page_id=31"},"modified":"2026-09-25T04:53:27","modified_gmt":"2026-09-25T04:53:27","slug":"managing-your-debt","status":"publish","type":"page","link":"https:\/\/solidgroundhelp.com\/debt\/managing-your-debt\/","title":{"rendered":"Managing Your Debt"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"31\" class=\"elementor elementor-31\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53035840 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53035840\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2462184c\" data-id=\"2462184c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbebd5c elementor-widget elementor-widget-heading\" data-id=\"bbebd5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consolidating Your Debt <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03a3964 elementor-widget elementor-widget-heading\" data-id=\"03a3964\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consolidate Your Credit Cards<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-865d919 elementor-widget elementor-widget-text-editor\" data-id=\"865d919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If credit card payments are becoming difficult to manage, reviewing your balances, interest rates, and budget can help you understand your options. Solid Ground Help can discuss your situation and, when appropriate, refer you to a provider of debt relief services. Available options depend on your finances and the provider\u2019s terms. Before choosing any plan, ask about fees, payment amounts, timing, and potential effects on your credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6b325b9b elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"6b325b9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6cda60cf\" data-id=\"6cda60cf\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36c33a30 elementor-widget elementor-widget-heading\" data-id=\"36c33a30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request More Information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-719775ad elementor-widget elementor-widget-text-editor\" data-id=\"719775ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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Name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_3_4' type='text' value='' class='large'    placeholder='First Name*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_5\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"28def657\" data-field-span=\"12\"><label id='gfield_label_3_5' class='gfield_label gform-field-label' for='input_3_5'><span class='gform-field-label__text'>Last Name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_5' id='input_3_5' type='text' value='' class='large'    placeholder='Last Name*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_2\" class=\"gfield gfield--type-email gfield--input-type-email gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"17f293c9\" data-field-span=\"12\"><label id='gfield_label_3_2' class='gfield_label gform-field-label' for='input_3_2'><span class='gform-field-label__text'>Email Address*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_3_2' type='email' value='' class='large'   placeholder='Email Address*' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_3_6\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--phone-format-international gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"8499d039\" data-field-span=\"12\"><label id='gfield_label_3_6' class='gfield_label gform-field-label' for='input_3_6'><span class='gform-field-label__text'>Phone*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_6' id='input_3_6' type='tel' value='' class='large'  placeholder='Phone*' aria-required=\"true\" aria-invalid=\"false\"    \/><\/div><\/div><div id=\"field_3_8\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\" data-group-id=\"fe2866a2\" data-field-span=\"12\"><label id='gfield_label_3_8' class='gfield_label gform-field-label' for='input_3_8'><span class='gform-field-label__text'>Zip Code*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_3_8' type='text' value='' class='large'    placeholder='Zip Code*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_9\" class=\"gfield gfield--type-select gfield--input-type-select field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\" data-group-id=\"1a5c2910\" data-field-span=\"12\"><label id='gfield_label_3_9' class='gfield_label gform-field-label screen-reader-text' for='input_3_9'><span class='gform-field-label__text'>Amount of Debt Owed<\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_9' id='input_3_9' class='large gfield_select'     aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Amount of Debt Owed<\/option><option value='$0 to $5,000' >$0 to $5,000<\/option><option value='$5,000 to $10,000' >$5,000 to $10,000<\/option><option value='$10,000 to $15,000' >$10,000 to $15,000<\/option><option value='$15,000 to $20,000' >$15,000 to $20,000<\/option><option value='$20,000 to $30,000' >$20,000 to $30,000<\/option><option value='$30,000 to $40,000' >$30,000 to $40,000<\/option><option value='$40,000 to $50,000' >$40,000 to $50,000<\/option><option value='$50,000 &amp; Up' >$50,000 &amp; Up<\/option><\/select><\/div><\/div><div id=\"field_3_10\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\" 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elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b56a401\" data-id=\"3b56a401\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-41795c80 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41795c80\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1aeeadca\" data-id=\"1aeeadca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b549428 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2b549428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"72\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/home-educate-icon.png\" class=\"attachment-full size-full wp-image-85\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Debt Settlement<\/h3><p class=\"elementor-image-box-description\">Debt settlement involves negotiating with creditors to accept less than the balance owed. It may be an option for people facing hardship, but creditors are not required to agree. The process can involve fees, damage your credit, and lead to collection activity or taxes on forgiven debt. Review the terms and alternatives before deciding.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7332c230\" data-id=\"7332c230\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bb000e0 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1bb000e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"84\" height=\"81\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/rewards-icon.png\" class=\"attachment-full size-full wp-image-100\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Temporary Effects on Your Credit<\/h3><p class=\"elementor-image-box-description\">Debt settlement can affect your credit score if payments are missed or accounts become delinquent. Settled accounts may remain on your report for years. Scores can improve over time, but results vary.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-914d9b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"914d9b5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2a7e603\" data-id=\"2a7e603\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20d8e26 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"20d8e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"79\" height=\"82\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-limit-icon.png\" class=\"attachment-full size-full wp-image-97\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Know What to Ask<\/h3><p class=\"elementor-image-box-description\">Before choosing a debt relief option, ask who will provide the service and whether your information will be shared with another company. Request an explanation of all fees, expected timelines, and what happens if creditors do not agree. Ask whether missed payments could affect your credit or lead to collection activity. Review the terms, compare alternatives, and keep copies of everything you sign. You can also ask how payments are handled, when a provider contacts creditors, and whether you may cancel after enrolling. If anything is unclear, request an explanation in writing and take time to consider it before sharing financial details. Make sure you understand which services are optional and which require payment.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-04a05d4\" data-id=\"04a05d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfb4ab0 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"dfb4ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"82\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/fees-icon.png\" class=\"attachment-full size-full wp-image-98\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Explore Your Options<\/h3><p class=\"elementor-image-box-description\">However, if your oven or stove breaks, you mighIf credit card payments are becoming difficult, you may have more than one path to consider. You can contact creditors about hardship programs, ask a credit counselor about a debt management plan, or review whether debt settlement fits your situation. Each option has different costs, risks, and requirements. Compare them with your budget and ask questions before agreeing to a plan or making any payments.t have to stop cooking at home and eat out instead, which will cost you more money than the interest you would pay to buy a new oven on credit. These are the kinds of choices that need to be carefully considered so your financial status will not be negatively impacted in the long run.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-39a4880 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39a4880\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a3bea2a\" data-id=\"a3bea2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e40d32a elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"e40d32a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"79\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/billing-cycle-icon.png\" class=\"attachment-full size-full wp-image-91\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Feel Confident in Your Decision<\/h3><p class=\"elementor-image-box-description\">Take time to compare your options against your budget and goals. Make sure you understand the fees, risks, and next steps before enrolling. A clear explanation should help you decide whether a plan fits your situation<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-41ddc71\" data-id=\"41ddc71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-86e2cc8 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"86e2cc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"66\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/credit-score-icon.png\" class=\"attachment-full size-full wp-image-92\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Choose a Payment You Can Afford<\/h3><p class=\"elementor-image-box-description\">A realistic budget can help you decide what payment you can afford each month. Include essential expenses and an emergency cushion. If a proposed plan strains your budget, ask about other available repayment options before enrolling.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-87b9321 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87b9321\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-222b9d5\" data-id=\"222b9d5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0363266 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0363266\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"79\" height=\"68\" src=\"https:\/\/solidgroundhelp.com\/debt\/wp-content\/uploads\/2023\/07\/min-payment-icon.png\" class=\"attachment-full size-full wp-image-94\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">What to Know Before Debt Settlement<\/h3><p class=\"elementor-image-box-description\">Debt settlement can take time, and creditors may pursue collection while negotiations are underway. Missed payments can increase balances through interest or fees and may damage your credit. A creditor may decline an offer, so settlement is not assured. Before enrolling, ask how your funds will be handled, when fees apply, and what happens if a creditor does not settle. <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Consolidating Your Debt Consolidate Your Credit Cards If credit card payments are becoming difficult to manage, reviewing your balances, interest rates, and budget can help you understand your options. Solid Ground Help can discuss your situation and, when appropriate, refer you to a provider of debt relief services. Available options depend on your finances and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-31","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Managing Your Debt - Solid Ground Help<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solidgroundhelp.com\/debt\/managing-your-debt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Managing Your Debt - Solid Ground Help\" \/>\n<meta property=\"og:description\" content=\"Consolidating Your Debt Consolidate Your Credit Cards If credit card payments are becoming difficult to manage, reviewing your balances, interest rates, and budget can help you understand your options. Solid Ground Help can discuss your situation and, when appropriate, refer you to a provider of debt relief services. 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